Video: Why Reporting a Homeowner’s Death Is Crucial for Florida Homestead Exemption

Click the image to watch the video now.

Florida’s Homestead Exemption is one of the most valuable benefits for homeowners. It can significantly reduce property taxes and protect the family home from certain creditors. But when the homeowner passes away, there’s a critical step that many people overlook — notifying the property appraiser’s office.

Failing to report the death of the homeowner could unintentionally result in Homestead Exemption fraud. Even if it’s accidental, continuing to claim the exemption for someone who has passed away is considered a violation and can lead to:

• Repayment of back taxes

  
  

• Interest and penalty charges

  
  

• Potential legal consequences

Why This Happens

After a homeowner dies, family members or heirs may remain in the home without realizing the exemption is no longer valid in its current form. Sometimes, they believe the exemption “automatically transfers” to them — but that’s not always the case. The rules vary depending on the property’s ownership status, who inherits it, and whether the new owner qualifies for the exemption.

How to Protect Yourself and Stay in Compliance

1. Contact the Property Appraiser’s Office immediately after the homeowner’s death.

2. Provide a death certificate and updated ownership information.

3. Consult an estate or probate attorney to ensure the property is transferred correctly and any exemptions are applied legally.

By taking these steps, you protect yourself from costly mistakes and make sure the property remains in good legal standing.

At The Offices of Olivia S. Benson, we help Florida families navigate these details during probate, ensuring all property records are updated correctly and legally. With over 30 years of experience, we guide you through every step so you can focus on what matters most — your family.

Schedule your free 15-minute consultation today at 786-245-7746 or visit my website at

www.officesoliviabenson.com